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Loan Against Property

Invest in Success with the Right Commercial Space

Investing in commercial real estate is a significant step toward growing your business, and we are here to support you every step of the way. Our Commercial Property Loan offers flexible financing options tailored to meet the specific needs of your business, whether you’re looking to purchase, refinance, or expand your commercial space. We provide competitive interest rates, extended repayment terms, and a streamlined application process to ensure that securing the funds you need is as straightforward as possible.

We understand the complexities of commercial real estate and are committed to helping you make informed decisions. Our team of experts will work closely with you to structure a loan that aligns with your financial goals, giving you the confidence to focus on what matters most—growing your business.

Documents Required

FOR SELF EMPLOYED PROFESSIONALS

Copy of Property Papers

KYC- PAN Card and Aadhar Card

Current Residence Proof

Bank Statement of last 6 months

KYC of Entity

Form 16 for 2 Years

FOR SALARIED PROFESSIONALS

KYC- PAN Card and Aadhar Card

Copy of Property Papers

Business Address Proof

Commercial Property Loan FAQs

A commercial property loan is a type of financing used to purchase or refinance commercial real estate, such as office buildings, retail centers, warehouses, or industrial properties. These loans are typically secured by the property itself.

Commercial property loans generally have higher interest rates and shorter terms compared to residential loans. They often require a larger down payment, and the approval process can be more complex, involving a detailed analysis of the property’s income potential and the borrower’s business finances.

Commercial property loans can be used to finance a variety of property types, including:

  • Office buildings
  • Retail spaces and shopping centers
  • Industrial properties and warehouses
  • Multifamily apartment buildings (5 units or more)
  • Hotels and hospitality properties
  • Mixed-use developments

Eligibility requirements may vary depending on the loan type, but generally, you need:

  • A business operating for at least 12 months.
  • Minimum annual revenue requirements.
  • A fair credit score, though options are available for those with lower credit scores.

The down payment for a commercial property loan usually ranges from 20% to 30% of the property’s purchase price. The exact amount can vary depending on the lender, the type of property, and the borrower’s financial strength.